HLnovel Chapter 376 Capital Banks Jointly Set Up a Scheme
Chapter 376 Capital Banks Jointly Set Up a Scheme
Qi Tongwei yawned. He was so tired from working non-stop day after day that he was sleepy.
"Zhu Youqian, you have committed the crime of making loud noise."
Lan Ying almost couldn't help but laugh; this crime was probably just formulated by Qi Tongwei.
These words made Zhu Youqian feel blatantly humiliated. As a vice president, he was always treated as an honored guest wherever he went. When had he ever felt so stifled?
"Qi Tongwei, you're something else, you're really something. Once I get out of here, I'll tear you out of your skin, and I'll take your surname!"
"Please don't, I don't have a son as big as you."
Qi Tongwei quickly refused, "If you insist on making a bet, you can eat shit if you lose. Anyway, your good brother Cao Wenxuan has eaten it before."
Another heavy blow made Zhu Youqian's heart race and his throat tighten. He and Cao Wenxuan were indeed good brothers, after all, they had gone to brothels together.
"If you're going to ask, then just ask already!"
The suspect's mentality was starting to crumble, which was a good start. Qi Tongwei flicked his cigarette ash.
"Zhu Youqian, what's the rush? Your concubine is about to have your baby!"
Lan Ying quickly covered her mouth; Qi Tongwei was truly a ruthless and malicious person.
Zhu Youqian was so angry that he slammed the truth chair a few times. He was about to be driven crazy by this bastard Qi Tongwei. Helpless, he could only try his best to restrain himself. With his rich social experience, he could not let a young man control him. It would be a laughing stock if word got out.
"Qi Tongwei, what exactly do you want to ask?"
Hey old man, you've adjusted your mindset pretty quickly. No wonder you've climbed to the high position of vice president of a state-owned bank.
Getting back to the point, Qi Tongwei became serious, "Zhu Youqian, do you know Cao Wenxuan?"
Asking the redundant question, Zhu Youqian forced himself to answer, "I know him."
Qi Tongwei pressed on, "Do you know Wan Hongda?"
Zhu Youqian hesitated for a moment. He knew that Wan Hongda's case could easily land him in jail.
"Guangdong Bank has had business dealings with Fuxing Herbal Tea, but I am not familiar with Wan Hongda; it was just normal business interaction."
"Damn it, now they're getting cautious. 'According to Wan Hongda's wife, Zhao Jing, two years ago you suddenly approached Wan Hongda and offered to take out a large loan for him. Is that true?'"
"Nonsense! Wan Hongda begged me for a loan, saying he wanted to buy the latest equipment from abroad."
Zhu Youqian was so anxious that his face turned red. A good bank manager must be an actor of the highest caliber, and you can't see any trace of acting at all.
"You signed a three-year loan agreement, so why is the bank pressuring Wan Hongda to repay the money immediately after only three months?"
This was no problem for Zhu Youqian, who had plenty of reasons to give: "You simply don't understand the country's policies. Back then, the debate over whether something was capitalist or socialist was raging, and it was perfectly normal for banks to tighten credit to avoid bad debts."
Qi Tongwei laughed, "So you're playing games that can kill without consequence, huh? If banks don't follow contracts, they can kill a company at any time, right?"
This was a trap, and Zhu Youqian certainly couldn't answer directly. "The bank makes adjustments according to national policies, and it's definitely not targeting any particular company."
Qi Tongwei pressed on, "Less than a week later, Guangdong Bank, in conjunction with the court, froze Fuxing Herbal Tea's accounts, preventing Wan Hongda from paying its workers' wages. Didn't the bank consider the company's actual operating situation?"
Zhu Youqian, of course, didn't care. It was none of his business if the workers couldn't be paid. This was a trap tailor-made for Wan Hongda. Since he dared to jump in, he could only blame himself for being stupid.
"Guangdong Bank is a state-owned bank. We cannot allow the country to suffer losses. I sympathize with Wan Hongda's plight; it can only be said that it was a matter of timing and fate."
"Sympathy my ass! You son of a bitch, you're clearly an accomplice in harming Wan Hongda!"
Utterly shameless! Qi Tongwei couldn't help but curse. Damn it, he talks about working for the country, but he doesn't care about the lives of the people at all. He's just putting all the country's money into his own pocket.
Zhu Youqian restrained himself, saying, "Police investigations rely on evidence, not guesswork. As the president of Guangdong East Bank, I have a clear conscience regarding Wan Hongda's case."
Qi Tongwei took a drag of his cigarette, trying to calm himself down, but he felt an urge to punch someone.
"What a fine excuse! Wan Hongda was forced to borrow money from workers to pay off the bank, and was immediately reported for illegal fundraising, which led to his family's ruin. You, on the other hand, lent money to Cao Wenxuan so he could win the bid for Fuxing herbal tea at a low price. In this back and forth, Cao Wenxuan has put on a show of getting something for nothing. Tell me, damn it, isn't there something fishy going on here?"
Zhu Youqian certainly knew something was amiss, but Cao Wenxuan was backed by Chenjiazhai. It was just that Wan Hongda had run Fuxing Herbal Tea too well, and it was his own bad luck to be targeted. If someone has too much wealth and can't control it, they should hand it over early to avoid ruining their family.
"The bank is only responsible for promptly recovering any potential bad debts; everything else is none of its concern."
Qi Tongwei slammed his fist on the table. "Then tell me the hell, you were pressuring Wan Hongda to pay back the money one minute, and the next minute the bank is lending money to Cao Wenxuan? Are you the one setting the national policies?"
Zhu Youqian remained completely unperturbed, having already prepared his reasoning: "After Deng Xiaoping's Southern Tour, the question of whether something is capitalist or socialist was resolved, and there are no longer any obstacles to reform and opening up. Guangdong East Bank will naturally dare to lend money out in response to the national call to support the development of private enterprises."
Damn, even Qi Tongwei couldn't help but want to applaud this reason. It's like a fatal blow.
"Zhu Youqian, with such a dedicated performance, how much of a kickback did you receive from Cao Wenxuan?"
These words immediately struck a nerve with Zhu Youqian. "Nonsense! This is pure fabrication! What evidence do you have?"
Qi Tongwei stared at Zhu Youqian, his smile a little chilling. "A clear conscience fears no accusation. Look at you, getting so anxious. Are you sure you can withstand an investigation?"
Zhu Youqian's heart sank. If they were to conduct a surprise search of his home now, they could easily find hundreds of thousands of yuan. This money certainly wasn't earned from his salary; it was all kickbacks from the company boss. After Fuxing Herbal Tea went public, he would receive at least ten million yuan. For that ten million yuan, it was certainly worth cooperating with Cao Wenxuan to set a trap and kill Wan Hongda.
“I, Zhu Youqian, have been to the mountains and the countryside, and I have received the title of Advanced Individual. I have lived up to the Party’s cultivation and the people’s trust. Investigate if you want.”
Wow, they dare to make such big claims. In reality, such people are easy to find out. Qi Tongwei smiled and clapped.
"Zhu Youqian, you're quite the actor, aren't you? I'm going to get a search warrant right now and search your house. I guarantee your ass is definitely not clean. Want to try?"
Zhu Youqian's face turned pale and then red in an instant. Even though he was cunning and shrewd, he could not hide his fear and unease.
His back teeth were practically grinding to powder. That bastard Qi Tongwei was simply acting lawlessly because of Ye Xingguo's connection. Damn it, did he think he could investigate whoever he wanted based on a mere guess, and search whose house he wanted?